About Alric

Our agency was established in September of 1989 and I began my insurance career here in early 1992. Our agency specializes in Property and Casualty to handle all your personal and commercial insurance needs. As brokers we represent multiple carriers to offer you a wide variety of coverage options at the best possible rate.

The ‘Mayhem’ advertising gimmich

Allstate has done a great job with their Mayhem commercials, they are humorous and evoke fear of the coverages offered by other companies.

However, they are playing to the ignorance of the mass populace about insurance covereages in general.  Their mention of “cut rate” policies refer to stripped down, liability only policies that don’t include physical damage or other covereages. 

This has nothing to do with the type of policy other companies offer, rather it’s the type of coverage you’ve chosen to carry.  If you don’t understand your own coverages, or don’t understand what a joke the mayhem gimmick is, you need a new agent that will sit down and explain what exactly it is you’re paying all that money for.

You can’t believe everything you see on tv.